Finance and Loans For Tradies and Self Employed

Loans for Tradies and Self Employed

If you are a Tradie or Self employed and in need of Loans for commercial use, make the finance process as simple and streamlined as possible and apply now with FindThatFinance. We strive to make the entire process of getting a loan easy and hassle-free!

Whether it's a Truck, Ute or something like Tools and Equipment to get the job done; let us Help You Find Your Finance.

There are great options for Tradies or even Sales people on wages (PAYG) who need a vehicle for regular work purposes. We have multiple solutions (business and personal) for you. Call 1300 378 021 to find out how. In commissioned Sales and have to supply your own car, you may be eligible for a business loan - check with your accountant and then call us.

With the guidance of your own specialist broker, you will be able to choose a tailored  loan and finance package that meets your needs and financial circumstances, allowing you to do what you do best quicker..

As well as striving for impressively low interest rates, our finance brokers and lenders provide a personalised and fast approval process.
Loans for commercial use by Tradies and Self Employed. 

Low Doc options are available where You must have an ABN.

Some Small, paid defaults can usually be allowed and there are some options where full financials are waived. Call to discuss!


Whether a Ute, Tools or other Equipment. Even Caravans for Commercial Purposes.


Let us help you Find That Tradie Finance.


Apply Now

ATO Tax Write off has changed for eligible businesses

Changes from 12 March 2020 From 12 March 2020 until 30 June 2020 the instant asset write-off:

threshold amount for each asset is $150,000 (up from $30,000)

eligibility has been expanded to cover businesses with an aggregated turnover of less than $500 million (up from $50 million).

Visit ATO to find out more: ATO Link or talk to your accountant

After 400,000 Klm i think it;s about time i treated myself to an upgrade

what should I get ? How can I finance it ?

Pre-Approved Truck Loans

What Is A Pre-Approved Loan?

A pre-approved loan is where you get conditionally approved for a loan before you've started shopping. Once you apply, your broker will look at your financial position and work out a loan amount that you can afford for the type of purchase that you’re shopping for, for example, a new car.  Getting pre-approved is FREE and can make you Buy Ready so you can go shopping with confidence.

Why Get A Pre-Approved Loan?

When you’ve been pre-approved for a loan before you start shopping around, you already know how much you can borrow and you can access it quickly since you’ve already gone through the application process. This is a Free Service.

This helps you narrow down your search and because you know what you can afford and know you can access it on the day, you’ll have an extra edge when it comes to negotiating on the price without the worry of missing out on your vehicle of choice as you wait for loan approvals.

Sellers will also be more likely to take a lower price because they will be paid directly and quickly when you loan settles.

Free Pre-approval

So Key Points about getting a Free Pre Approval are:

  • Can be Arranged from the comfort of your lounge room by phone, internet or from whereever you are.
  • Allows you to get ready to Buy.
  • Shop with Confidence.
  • Gives you Negotiating Power, as your finance is already organised, once you find what you’re looking for, you can get it!
  • Speeds up the loan process, so when you have found and decided what you want to buy you can do it!
  • It doesn’t cost anything for you to arrange a Pre-Approval and it normally only takes minutes to take your application and your Pre-Approval could be in place shortly after.
  • You know what your loan commitments (either Monthly or Fortnightly or Weekly) will be and how much can borrow at a commitment you are comfortable with.
  • Your commitment will be based on what you think your looking to purchase, and the current interest rate offered by the selected lender applicable at the time of the application.
  • Valid for 31 days and can be extended for additional time - if needed.
  • You’re under no Obligation to proceed.
  • You’re in control! it’s up to you to decide to proceed.

When you see the car, motorbike, caravan, boat or truck that you want, you can act with confidence to negotiate the best price, contact us and we do the rest. Become Buy Ready to shop with confidence Today.

How Does A Pre-Approved Loan Work?

It doesn’t necessarily mean you get given the cash to go shopping for your desired item, though it’s almost the same. Once you’ve been approved for this finance, the approval is maintained for 31 days, giving you the time you need to shop around. If you haven’t found what you’re looking for in this time you can call and extend the approval, provided your circumstances haven’t changed.

Once you’ve found what you’re looking for and have negotiated a price with the seller, contact us to finalise the transaction by transferring funds directly to the seller. We’ll also help you with things like the transfer of ownership paperwork in the case of a private sale if applicable to your purchase. Apply online now and secure an excellent finance deal.  Getting pre-approved is FREE and can make you Buy Ready so you can go shopping with confidence.

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Pre-Approved Loans