--> -->

Second Chance Finance

Read or Listen to this page content 

Are you struggling to get approved for loans due to bad credit? Don't worry - you're not alone. Many Australians face financial challenges that leave them with a less-than-perfect credit score. However, with second chance loans from Find That Finance, you can access the funds you need to get back on track.

Our team specialises in connecting borrowers with bad credit to lenders that are willing to work with them. We understand that your credit score doesn't define you, and we believe everyone deserves a fair chance to borrow.

At Find That Finance, we believe in empowering our users with the knowledge and resources they need to make informed financial decisions. That's why we offer a range of guides, calculators, and tools to help you understand your options and choose the best loan for your needs so you can rebuild your credit..

Don't let bad credit hold you back any longer. With Find That Finance, you can get the second chance you deserve. Contact us today to learn more about our second chance loans.

If you are you struggling to secure a car loan due to a less-than-perfect credit score? Finding car finance with bad credit can be a challenging and often frustrating experience. But don't worry! At Find That Finance, we offer second chance car finance options to help you get behind the wheel of your dream car.

Find That Finance has a free loan eligibility service that can help you ascertain your eligibility to borrow from ony of their specialist second change lenders. A Free assessment IS NOT AN APPLICATION it’s just to find a solution to your needs.
They also offer Free Pre-Approvals for those who are eligible for a loan, who then need time to fidntheir dream car. 

What is Second Chance Car Finance?

Second chance car finance is a type of financing designed to help people with impaired credit scores get approved for car loans. Consider it your second chance to obtain a car loan, even if you have been rejected by traditional lenders.

Benefits of Second Chance Car Finance

• Access to financing: Second chance car finance offers people with impaired credit scores access to financing that they would typically be denied elsewhere.

• Helps rebuild credit: Making on-time repayments on a second chance car loan can help rebuild your credit score.

• Getting the car you need: Second chance car finance can help you get behind the wheel of the car you need to improve your quality of life, such as a vehicle suitable for work or transporting family members.

Drawbacks of Second Chance Car Finance

• Higher interest rates: Second chance car finance typically comes with higher interest rates compared to conventional car loans.

• Additional fees: Lenders may also charge additional fees, such as application fees, origination fees, or prepayment penalties to compensate for the higher risk involved.

• Requires discipline: To boost your credit score, you need to stay committed to making regular payments on time. Failure to do so could further damage your credit score.

The Bottom Line

Having a bad credit score does not mean that you cannot secure a car loan. With second chance car finance, you can get the car you want without being held back by your credit score. However, it is important to evaluate your financial situation before taking the loan to ensure that you make on-time payments and avoid damaging your credit score further.

At Find That Finance, we specialize in providing second chance loans that can help you get the car you deserve. Contact us today to learn more about how we can help you obtain second chance car finance that meets your needs.

Look at our FAQ page 

Why do people make it harder than it needs to be to get a loan?

Loan Eligibility & Calculator

Loan Eligibility Requirements

To apply with us you must:

  • Are you over 18?
  • Do you have a current Driver's Licence?
  • Are you an Australian Resident?
  • Do you work full time? - Call us if casual.
  • Earn above 30k per year
 

Repayment Calculator

Loan Amount:
Interest Rate:
Loan Term:
Balloon Amount:

Monthly Payment:$0

Disclaimer

ENQUIRE NOW
Go to top